Forum:muj-blog.diskutuje.cz

Ahoj, s tím prodloužením splatnosti bych byla opatrná. Sice ti splátka klesne, ale celkově zaplatíš bance víc na úrocích. Mnohem lepší je zkusit refinancovat hypotéku, pokud máš dobrou úrokovou sazbu. Já jsem to tak udělala a podařilo se mi ušetřit docela dost peněz. Zkus si to spočítat na https://www.eyedrive.cz/ . Mají tam kalkulačku, která ti ukáže, jestli se ti refinancování vyplatí. Ale než se do toho pustíš, tak si pořádně pročti podmínky a poplatky spojené s refinancováním.

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Ahoj! Když jsem si vybíral hypotéku, narazil jsem na tuhle stránku, možná by ti mohla pomoct taky: https://www.sitcon.cz/. Mají tam srovnání nejen půjček, ale i kreditních karet a hypoték. Můžeš si zadat parametry, které potřebuješ, a pak si porovnat nabídky od různých bank. Ukazují tam i RPSN a další poplatky, takže vidíš, kolik tě to bude reálně stát. Mně to fakt pomohlo se zorientovat a vybrat si tu nejvýhodnější variantu. Doufám, že ti to taky usnadní rozhodování!